{ "vin": "5XYP64GC0SG590587", "title": "2025 Kia Telluride S", "year": 2025, "make": "Kia", "model": "Telluride", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 37281.0, "msrp": null, "sale_price": null, "currency": "USD", "mileage": 37031, "exterior_color": "Panthera Metal", "interior_color": "Black", "drivetrain": "FWD", "body_style": "4D Sport Utility", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3.8L V6 DOHC", "engine_displacement_l": 3.8, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "SB13384", "stock_status": null, "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "availability_status": "unknown", "dealer_fees": 689.0, "photo_count": 29, "primary_image": 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"markdown_url": "https://ai.terryofsouthboston.com/v/5XYP64GC0SG590587.md", "vdp_url": "https://www.terryofsouthboston.com/vehicle/used-2025-kia-telluride/5XYP64GC0SG590587", "generated_at": "2026-09-23T09:50:06Z", "price_excl_doc_fee": 36592.0, "price_includes_doc_fee": null, "doc_fee": null, "price_note": "Shown inclusive of the dealership's mandatory fees. Please confirm the current price with us.", "savings": null, "price_check": { "ok": false, "issues": [ "doc_fee_policy_unknown", "price_uplifted_to_fee_inclusive_bound" ], "checks": 3, "rule": "unknown", "stale": false }, "price_stale": false, "price_advertisable": false, "price_disclosure": { "kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #SB13384, VIN 5XYP64GC0SG590587. Advertised price: $37,281. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [ { "label": "Advertised price", "value": "$37,281" } ], "advertised": "", "expires": null, "required_missing": [ "what the savings figure is measured from" ], "required_missing_keys": [ "savings_basis" ], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0" }, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": [ "Wheels: 20\" x 7.5\" Black Finish", "Heated Front Bucket Seats", "SynTex Synthetic Leather Seat Trim", "Radio: AM/FM Display Audio System", "Carpeted Floor Mats", "4-Wheel Disc Brakes", "Apple CarPlay & Android Auto", "Emergency communication system: 911 Connect", "Auto High-beam Headlights", "Exterior Parking Camera Rear", "AM/FM radio: SiriusXM", "Front beverage holders", "Variably intermittent wipers", "Turn signal indicator mirrors", "Trip computer", "Traction control", "Tilt steering wheel", "Telescoping steering wheel", "Steering wheel mounted audio controls", "Split folding rear seat", "Speed-sensing steering", "Speed control", "Security system", "Remote keyless entry", "Reclining 3rd row seat", "Rear window wiper", "Rear window defroster", "Rear side impact airbag", "Rear reading lights", "Rear audio controls", "Rear anti-roll bar", "Rear air conditioning", "Radio data system", "Power windows", "Power steering", "Power moonroof", "Power driver seat", "Power door mirrors", "Passenger vanity mirror", "Passenger door bin", "Panic alarm", "Overhead console", "Overhead airbag", "Outside temperature display", "Occupant sensing airbag", "Low tire pressure warning", "Leather steering wheel", "Knee airbag", "Illuminated entry", "Heated front seats", "Heated door mirrors", "Fully automatic headlights", "Front reading lights", "Front dual zone A/C", "Front anti-roll bar", "Four wheel independent suspension", "Dual front side impact airbags", "Dual front impact airbags", "Driver vanity mirror", "Driver door bin", "Delay-off headlights", "Bumpers: body-color", "Brake assist", "Automatic temperature control", "Alloy wheels", "ABS brakes", "3rd row seats: split-bench", "Tachometer", "Spoiler", "Power Liftgate", "Navigation System", "Leather Shift Knob", "Front Center Armrest", "Front Bucket Seats", "Electronic Stability Control", "Air Conditioning", "6 Speakers" ], "computed_offers": { "generated_at": "2026-09-23T09:50:06Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": { "zip": "24502", "state": "VA", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37281.0, "price_reconciled": false, "price_stale": false, "price_age_hours": null, "price_max_age_hours": null, "price_confirm_note": null, "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute." }, "offers": [ { "offer_id": "of_5XYP64GC0SG590587_finance_48", "type": "finance_48", "label": "Finance", "headline": { "value": 913, "unit": "per_month", "display": "$913/mo" }, "provenance": "estimated", "advertisable": false, "not_advertisable_because": [ "doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_not_advertisable" ], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": { "selling_price": 37281.0, "price_incl_doc": null, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.043, "zip": "24502", "program_code": null, "credit_tier": "Excellent" }, "outputs": { "monthly_payment": 913.02, "amount_financed": 38884.08, "sales_tax": 1603.08, "total_of_payments": 43824.74, "finance_charge": 4940.66, "per_1000_financed": 23.48, "due_at_signing": { "downPayment": 0, "title": 60, "registration": 100, "total": 160 } }, "disclosure": "Estimated finance payment for stock #SB13384, VIN 5XYP64GC0SG590587. $913 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,281, before any dealer documentation fee. Amount financed $38,884, including $1,603 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $43,825. Offer expires 2026-09-30. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": { "outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": [ "doc_fee_missing" ], "checks_run": 16, "validator_version": "1.1.0" }, "expires_at": "2026-09-30", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0" }, { "offer_id": "of_5XYP64GC0SG590587_finance_60", "type": "finance_60", "label": "Finance", "headline": { "value": 761, "unit": "per_month", "display": "$761/mo" }, "provenance": "estimated", "advertisable": false, "not_advertisable_because": [ "doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_not_advertisable" ], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": { "selling_price": 37281.0, "price_incl_doc": null, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.043, "zip": "24502", "program_code": null, "credit_tier": "Excellent" }, "outputs": { "monthly_payment": 760.63, "amount_financed": 38884.08, "sales_tax": 1603.08, "total_of_payments": 45637.77, "finance_charge": 6753.69, "per_1000_financed": 19.56, "due_at_signing": { "downPayment": 0, "title": 60, "registration": 100, "total": 160 } }, "disclosure": "Estimated finance payment for stock #SB13384, VIN 5XYP64GC0SG590587. $761 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,281, before any dealer documentation fee. Amount financed $38,884, including $1,603 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $45,638. Offer expires 2026-09-30. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": { "outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": [ "doc_fee_missing" ], "checks_run": 16, "validator_version": "1.1.0" }, "expires_at": "2026-09-30", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0" }, { "offer_id": "of_5XYP64GC0SG590587_finance_72", "type": "finance_72", "label": "Finance", "headline": { "value": 663, "unit": "per_month", "display": "$663/mo" }, "provenance": "estimated", "advertisable": false, "not_advertisable_because": [ "doc_fee_policy_unknown", "price_not_reconciled", "provenance_estimated", "validator_not_advertisable" ], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend.", "inputs": { "selling_price": 37281.0, "price_incl_doc": null, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.043, "zip": "24502", "program_code": null, "credit_tier": "Excellent" }, "outputs": { "monthly_payment": 662.75, "amount_financed": 38884.08, "sales_tax": 1603.08, "total_of_payments": 47717.87, "finance_charge": 8833.79, "per_1000_financed": 17.04, "due_at_signing": { "downPayment": 0, "title": 60, "registration": 100, "total": 160 } }, "disclosure": "Estimated finance payment for stock #SB13384, VIN 5XYP64GC0SG590587. $663 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $37,281, before any dealer documentation fee. Amount financed $38,884, including $1,603 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $47,718. Offer expires 2026-09-30. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": { "outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": [ "doc_fee_missing" ], "checks_run": 16, "validator_version": "1.1.0" }, "expires_at": "2026-09-30", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0" } ], "suppressed": null, "counts": { "offers": 3, "suppressed": 0, "advertisable": 0 }, "engine_calls": 0, "elapsed_ms": 3 } }