{
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  "vin": "2T3W1RFV7NC179740",
  "title": "2022 Toyota RAV4 XLE",
  "year": 2022,
  "make": "Toyota",
  "model": "RAV4",
  "trim": "XLE",
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  "mileage": 94166,
  "exterior_color": "Midnight Black Metallic",
  "interior_color": "Nutmeg",
  "drivetrain": "FWD",
  "body_style": "4D Sport Utility",
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  "fuel_type": "Gasoline",
  "doors": 5,
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  "engine": "2.5L 4-Cylinder DOHC Dual VVT-i",
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  "engine_cylinders": 4,
  "transmission": "8-Speed Automatic",
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  "mpg_hwy": 35,
  "range_miles": null,
  "battery_kwh": null,
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  "availability_status": "unknown",
  "dealer_fees": 689.0,
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    "make": "Toyota",
    "model": "RAV4",
    "year": 2022,
    "trim": "XLE",
    "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)",
    "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)",
    "engine": "2.5L 4-Cylinder In-Line",
    "engine_displacement_l": 2.5,
    "cylinders": 4,
    "drive_type": "4x2",
    "fuel_type": "Gasoline",
    "doors": 5
  },
  "offers": [],
  "price_history": [],
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    "monroney_url": "https://ai.terryofsouthboston.com/sticker/2T3W1RFV7NC179740.pdf",
    "source_vdp_url": "https://www.terryofsouthboston.com/vehicle/used-2022-toyota-rav4/2T3W1RFV7NC179740",
    "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."
  },
  "dealer": {
    "name": "Terry of South Boston",
    "short_name": "Terry of South Boston",
    "city": "Lynchburg",
    "state": "VA",
    "address": "19134 Forest Rd",
    "zip": "24502",
    "phone": "(434) 385-5812",
    "website": "https://www.terryofsouthboston.com"
  },
  "source_vdp_url": "https://www.terryofsouthboston.com/vehicle/used-2022-toyota-rav4/2T3W1RFV7NC179740",
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  "vdp_url": "https://www.terryofsouthboston.com/vehicle/used-2022-toyota-rav4/2T3W1RFV7NC179740",
  "generated_at": "2026-07-30T18:11:41Z",
  "price_excl_doc_fee": 25254.0,
  "price_includes_doc_fee": null,
  "doc_fee": null,
  "price_note": "Shown inclusive of the dealership's mandatory fees. Please confirm the current price with us.",
  "savings": null,
  "price_check": {
    "ok": false,
    "issues": [
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      "doc_fee_policy_unknown",
      "price_uplifted_to_fee_inclusive_bound"
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    "checks": 4,
    "rule": "unknown",
    "stale": true
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  "price_stale": true,
  "price_advertisable": false,
  "price_stale_reason": "price_source_undated",
  "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.",
  "price_max_age_hours": 48,
  "price_disclosure": {
    "kind": "off_msrp",
    "template_id": "price.v1",
    "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.",
    "full": "This offer applies to Stock #VA13465, VIN 2T3W1RFV7NC179740. Advertised price: $25,943. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.",
    "lines": [
      {
        "label": "Advertised price",
        "value": "$25,943"
      }
    ],
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    "required_missing": [
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    ],
    "required_missing_keys": [
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    ],
    "unsubstantiated": [],
    "substantiated": true,
    "reason": "required disclosure elements missing: what the savings figure is measured from",
    "advertisable": false,
    "estimate_only": true,
    "disclosure_version": "1.0.0"
  },
  "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.",
  "disclosure_version": "1.0.0",
  "features": [
    "Axle Ratio: 3.177",
    "Wheels: 17\" 5-Spoke Silver Alloy",
    "Fabric Seat Trim",
    "AM/FM Stereo",
    "4-Wheel Disc Brakes",
    "Apple CarPlay/Android Auto",
    "Emergency communication system: Safety Connect with 1-year trial",
    "Auto High-beam Headlights",
    "Exterior Parking Camera Rear",
    "AM/FM radio: SiriusXM",
    "Front beverage holders",
    "Variably intermittent wipers",
    "Turn signal indicator mirrors",
    "Trip computer",
    "Traction control",
    "Tilt steering wheel",
    "Telescoping steering wheel",
    "Steering wheel mounted audio controls",
    "Split folding rear seat",
    "Speed-sensing steering",
    "Speed control",
    "Roof rack: rails only",
    "Remote keyless entry",
    "Rear window wiper",
    "Rear window defroster",
    "Rear seat center armrest",
    "Rear anti-roll bar",
    "Radio data system",
    "Power windows",
    "Power steering",
    "Power driver seat",
    "Power door mirrors",
    "Passenger vanity mirror",
    "Passenger door bin",
    "Panic alarm",
    "Overhead console",
    "Overhead airbag",
    "Outside temperature display",
    "Occupant sensing airbag",
    "Low tire pressure warning",
    "Knee airbag",
    "Illuminated entry",
    "Heated door mirrors",
    "Fully automatic headlights",
    "Front reading lights",
    "Front dual zone A/C",
    "Front anti-roll bar",
    "Four wheel independent suspension",
    "Dual front side impact airbags",
    "Dual front impact airbags",
    "Driver vanity mirror",
    "Driver door bin",
    "Delay-off headlights",
    "Bumpers: body-color",
    "Brake assist",
    "Automatic temperature control",
    "Alloy wheels",
    "ABS brakes",
    "Tachometer",
    "Spoiler",
    "Front Center Armrest",
    "Front Bucket Seats",
    "Electronic Stability Control",
    "Air Conditioning",
    "6 Speakers"
  ],
  "computed_offers": {
    "generated_at": "2026-07-30T18:11:41Z",
    "engine_version": "beacon-offer-engine/1.0",
    "template_set": "beacon-disclosure/1.0",
    "validator_version": "1.1.0",
    "basis": {
      "zip": "24502",
      "state": "VA",
      "doc_fee": null,
      "doc_fee_source": "unconfigured",
      "doc_fee_in_advertised_price": false,
      "selling_price": 25943.0,
      "price_reconciled": false,
      "price_stale": true,
      "price_age_hours": null,
      "price_max_age_hours": 48,
      "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.",
      "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."
    },
    "offers": [
      {
        "offer_id": "of_2T3W1RFV7NC179740_finance_48",
        "type": "finance_48",
        "label": "Finance",
        "headline": {
          "value": 635,
          "unit": "per_month",
          "display": "$635/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "doc_fee_policy_unknown",
          "price_not_reconciled",
          "price_source_stale",
          "provenance_estimated",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.",
        "inputs": {
          "selling_price": 25943.0,
          "price_incl_doc": null,
          "doc_fee": null,
          "down_payment": 0.0,
          "term": 48,
          "apr": 5.99,
          "tax_rate": 0.043,
          "zip": "24502",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 635.35,
          "amount_financed": 27058.55,
          "sales_tax": 1115.55,
          "total_of_payments": 30496.65,
          "finance_charge": 3438.1,
          "per_1000_financed": 23.48,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #VA13465, VIN 2T3W1RFV7NC179740. $635 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,943, before any dealer documentation fee. Amount financed $27,059, including $1,116 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $30,497. Offer expires 2026-07-31. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
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          ],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-07-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_2T3W1RFV7NC179740_finance_60",
        "type": "finance_60",
        "label": "Finance",
        "headline": {
          "value": 529,
          "unit": "per_month",
          "display": "$529/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "doc_fee_policy_unknown",
          "price_not_reconciled",
          "price_source_stale",
          "provenance_estimated",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.",
        "inputs": {
          "selling_price": 25943.0,
          "price_incl_doc": null,
          "doc_fee": null,
          "down_payment": 0.0,
          "term": 60,
          "apr": 6.49,
          "tax_rate": 0.043,
          "zip": "24502",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 529.3,
          "amount_financed": 27058.55,
          "sales_tax": 1115.55,
          "total_of_payments": 31758.29,
          "finance_charge": 4699.74,
          "per_1000_financed": 19.56,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #VA13465, VIN 2T3W1RFV7NC179740. $529 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,943, before any dealer documentation fee. Amount financed $27,059, including $1,116 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $31,758. Offer expires 2026-07-31. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
            "doc_fee_missing"
          ],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-07-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_2T3W1RFV7NC179740_finance_72",
        "type": "finance_72",
        "label": "Finance",
        "headline": {
          "value": 461,
          "unit": "per_month",
          "display": "$461/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "doc_fee_policy_unknown",
          "price_not_reconciled",
          "price_source_stale",
          "provenance_estimated",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.",
        "inputs": {
          "selling_price": 25943.0,
          "price_incl_doc": null,
          "doc_fee": null,
          "down_payment": 0.0,
          "term": 72,
          "apr": 6.99,
          "tax_rate": 0.043,
          "zip": "24502",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 461.19,
          "amount_financed": 27058.55,
          "sales_tax": 1115.55,
          "total_of_payments": 33205.79,
          "finance_charge": 6147.24,
          "per_1000_financed": 17.04,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #VA13465, VIN 2T3W1RFV7NC179740. $461 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,943, before any dealer documentation fee. Amount financed $27,059, including $1,116 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $33,206. Offer expires 2026-07-31. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
            "doc_fee_missing"
          ],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-07-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      }
    ],
    "suppressed": [
      {
        "type": "price_drop",
        "failed_checks": [
          "price_source_stale"
        ],
        "severity": "hard",
        "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."
      }
    ],
    "counts": {
      "offers": 3,
      "suppressed": 1,
      "advertisable": 0
    },
    "engine_calls": 0,
    "elapsed_ms": 6
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}