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  "title": "2023 Chrysler Pacifica Touring L",
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  "make": "Chrysler",
  "model": "Pacifica",
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    "make": "Chrysler",
    "model": "Pacifica",
    "year": 2023,
    "trim": "Touring L",
    "body_style": "Minivan",
    "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)",
    "engine": "3.6L 6-Cylinder V-Shaped",
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    "drive_type": "FWD",
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  },
  "dealer": {
    "name": "Terry of South Boston",
    "short_name": "Terry of South Boston",
    "city": "Lynchburg",
    "state": "VA",
    "address": "19134 Forest Rd",
    "zip": "24502",
    "phone": "(434) 385-5812",
    "website": "https://www.terryofsouthboston.com"
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  "price_excl_doc_fee": 22986.0,
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  "savings": null,
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  "price_disclosure": {
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    "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.",
    "full": "This offer applies to Stock #VA12955, VIN 2C4RC1BG9PR597034. Advertised price: $23,675. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.",
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    "reason": "required disclosure elements missing: what the savings figure is measured from",
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  "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.",
  "disclosure_version": "1.0.0",
  "features": [
    "Quick Order Package 27L",
    "6 Speakers",
    "AM/FM radio: SiriusXM",
    "Audio memory",
    "GPS Antenna Input",
    "Integrated Active Noise Cancellation",
    "Integrated Center Stack Radio",
    "Radio data system",
    "Radio: Uconnect 5 w/10.1\" Display",
    "Air Conditioning",
    "Automatic temperature control",
    "Front dual zone A/C",
    "Rear air conditioning",
    "Rear window defroster",
    "Memory seat",
    "Power driver seat",
    "Power steering",
    "Power windows",
    "Remote keyless entry",
    "Steering wheel mounted audio controls",
    "Four wheel independent suspension",
    "Traction control",
    "4-Wheel Disc Brakes",
    "ABS brakes",
    "Dual front impact airbags",
    "Dual front side impact airbags",
    "Front anti-roll bar",
    "Knee airbag",
    "Low tire pressure warning",
    "Occupant sensing airbag",
    "Overhead airbag",
    "Power Liftgate",
    "Brake assist",
    "Electronic Stability Control",
    "ParkView Rear Back-Up Camera",
    "Delay-off headlights",
    "Front fog lights",
    "Fully automatic headlights",
    "Panic alarm",
    "Security system",
    "Speed control",
    "Bumpers: body-color",
    "Front Fascia Air Deflectors",
    "Heated door mirrors",
    "Power door mirrors",
    "Spoiler",
    "Touring Suspension",
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    "10.1\" Touchscreen Display",
    "Apple CarPlay",
    "Apple CarPlay/Android Auto",
    "Caprice Leatherette Bucket Seats",
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    "Driver door bin",
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    "Front reading lights",
    "Google Android Auto",
    "Heated steering wheel",
    "Illuminated entry",
    "Outside temperature display",
    "Overhead console",
    "Passenger seat mounted armrest",
    "Passenger vanity mirror",
    "Rear reading lights",
    "Tachometer",
    "Telescoping steering wheel",
    "Tilt steering wheel",
    "Trip computer",
    "USB Host Flip",
    "Voltmeter",
    "3rd row seats: split-bench",
    "Black Seats",
    "Driver's Seat Mounted Armrest",
    "Front Bucket Seats",
    "Heated front seats",
    "Reclining 3rd row seat",
    "Split folding rear seat",
    "Passenger door bin",
    "17\" x 7.0\" Aluminum Wheels",
    "Alloy wheels",
    "Rain sensing wipers",
    "Rear window wiper",
    "Variably intermittent wipers",
    "3.25 Axle Ratio"
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  "computed_offers": {
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      "state": "VA",
      "doc_fee": null,
      "doc_fee_source": "unconfigured",
      "doc_fee_in_advertised_price": false,
      "selling_price": 23675.0,
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      "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.",
      "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."
    },
    "offers": [
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        "type": "finance_48",
        "label": "Finance",
        "headline": {
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          "unit": "per_month",
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        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
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          "provenance_estimated",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.",
        "inputs": {
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          "price_incl_doc": null,
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          "term": 48,
          "apr": 5.99,
          "tax_rate": 0.043,
          "zip": "24502",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
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          "amount_financed": 24693.02,
          "sales_tax": 1018.02,
          "total_of_payments": 27830.55,
          "finance_charge": 3137.53,
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          "due_at_signing": {
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            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #VA12955, VIN 2C4RC1BG9PR597034. $580 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,675, before any dealer documentation fee. Amount financed $24,693, including $1,018 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $27,831. Offer expires 2026-07-31. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
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          "severity": "medium",
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          "validator_version": "1.1.0"
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        "expires_at": "2026-07-31",
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      {
        "offer_id": "of_2C4RC1BG9PR597034_finance_60",
        "type": "finance_60",
        "label": "Finance",
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          "value": 483,
          "unit": "per_month",
          "display": "$483/mo"
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        "provenance": "estimated",
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          "provenance_estimated",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.",
        "inputs": {
          "selling_price": 23675.0,
          "price_incl_doc": null,
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          "apr": 6.49,
          "tax_rate": 0.043,
          "zip": "24502",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 483.03,
          "amount_financed": 24693.02,
          "sales_tax": 1018.02,
          "total_of_payments": 28981.9,
          "finance_charge": 4288.88,
          "per_1000_financed": 19.56,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #VA12955, VIN 2C4RC1BG9PR597034. $483 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,675, before any dealer documentation fee. Amount financed $24,693, including $1,018 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $28,982. Offer expires 2026-07-31. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
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          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-07-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_2C4RC1BG9PR597034_finance_72",
        "type": "finance_72",
        "label": "Finance",
        "headline": {
          "value": 421,
          "unit": "per_month",
          "display": "$421/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
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          "price_source_stale",
          "provenance_estimated",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.",
        "inputs": {
          "selling_price": 23675.0,
          "price_incl_doc": null,
          "doc_fee": null,
          "down_payment": 0.0,
          "term": 72,
          "apr": 6.99,
          "tax_rate": 0.043,
          "zip": "24502",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 420.87,
          "amount_financed": 24693.02,
          "sales_tax": 1018.02,
          "total_of_payments": 30302.85,
          "finance_charge": 5609.83,
          "per_1000_financed": 17.04,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #VA12955, VIN 2C4RC1BG9PR597034. $421 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,675, before any dealer documentation fee. Amount financed $24,693, including $1,018 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $30,303. Offer expires 2026-07-31. Estimated for ZIP 24502. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
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          "validator_version": "1.1.0"
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        "expires_at": "2026-07-31",
        "engine_version": "beacon-offer-engine/1.0",
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    "suppressed": [
      {
        "type": "price_drop",
        "failed_checks": [
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        "severity": "hard",
        "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."
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    ],
    "counts": {
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      "suppressed": 1,
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